Mortgage Representative – Alterna Bank – Ottawa Canada

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Ref:  18-234
Title Mortgage Securitization Representative
Location McRae Office
Scope of Position
 
Securitization is the financial practice of pooling various types of contractual debt such as residential mortgages and selling them to third party investors.

The focus of this role is the requirement to collect, validate, review and submit all relevant data to the Treasury Department in a timely manner while ensuring 100% accuracy of the report.
 
This position plays a significant role is ensuring the data provided to the third party investors is precise at the time of submission for securitization reducing the impact on submissions being rejected or having incorrect information.
 
The successful incumbent requires a very high level knowledge of mortgage documents and the banking system with strong attention to detail.

Major Responsibilities

Collaborate with our internal partners to provide support with all securitization files and inquiries.
Act as subject matter expert to our internal partners with respect to the managing of the securitization files and data integrity.
Analyze and apply sound judgment in the resolution of discrepancies with the securitization files.
Oversee quality control of the process.
Identify, investigate and immediately solve all errors or omissions by making the corrections within the banking system and the mortgage documents prior to submission of the files.
Communicate with the appropriate partners to resolve any discrepancies and errors
Communicate with the partners any systemic errors in documentation to reduce future risk
Maintain a 100% level of accuracy when completing the review of the securitization files.
Capture on a monthly basis a report that keeps statistics on all files reviewed and able to be securitized and those rejected due to wrong or missing information

Contacts:

Department Manager and team
All levels of management including ELT
Branch Managers and Staff
Internal Departments (Commercial, BDO, Treasury etc..)
CMHC
Central 1
Genworth
External auditors as required

Qualifications:

Educations/Certifications/Experience

Post-secondary education in a relevant business filed and/or equivalent work experience
2 years of related experience working with mortgage documentation and administration

Knowledge/Skills

Detailed working knowledge of banking system
Very strong knowledge and understanding of mortgage documents and administration
Good knowledge of basic accounting principles an asset
Knowledge of workflow management techniques
Strong knowledge of Microsoft office (Excel and Word)
English-French bilingualism an asset

Financial Advisor – The Co-operators – Ontario Canada

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Financial Advisor
Location(s)  ON – Coldwater
Close Date    07/12/18
Language: This role operates in English.
 
Additional Information:
This is a 48 month contract position.
 
Our Distribution team aspires to be the leader in client engagement among Canadian Insurers. We strive to provide a seamless and personalized client experience. Our knowledgeable and trusted team is committed to delivering financial services solutions to meet our clients’ unique needs. As an exclusive Financial Advisor of The Co-operators you are an entrepreneurial-minded leader. You are a high achieving business builder who will manage your own insurance agency with the full support of an established company. As an independent contracted Financial Advisor of The Co-operators, you will build strong, visible ties to the community and will cultivate long-term relationships with your clients. Through use of our exclusive technology, tools and processes, you will help Canadians assess, define and implement solutions to meet their financial security needs.

What you’re responsible for:
Prospecting new clients to openly discuss risk management and financial goals and conducting reviews with clients to empower them to make informed decisions.
 
Cultivating strong community relationships to enhance agency visibility and maximize new business opportunities to contribute to sales and growth goals.
 
Developing and executing business, operational and marketing plans and supporting sustainability strategies to help Canadian communities become more resilient.

Recruiting and selecting talent, coaching and mentoring employees, and managing your team’s performance to facilitate their development and achieve agency goals.

Ensuring maintenance of required licences, compliance of ethical behaviour and conformity with corporate policies, industry standards and legal regulations.

What to expect:
You will be away from the office on a regular basis meeting with clients and/or members of the community in their environment.

You are required have your own vehicle, valid driver’s license and insurance.

You may provide support to clients who are experiencing a personal or financial loss. A high degree of confidentiality and discretion is required.

You will be subject to a Criminal Record and Consumer History background check as a condition of employment, in the event you are the successful candidate.

To be successful:
You remain focused and optimistic in the pursuit of a goal, despite barriers, until the objective is achieved and allocate time and resources to effectively manage the sales portfolio.

You successfully build plans focused on expanding market penetration and apply an innovative mindset to improve operational efficiencies, with a client centric lens.

You have strong communication skills to influence or persuade others to adopt a specific course of action and can effectively facilitate mutually beneficial solutions.

You facilitate the adoption of change and create a high-performance culture through alignment of your team’s work with organizational goals.

You use critical thinking to guide decision making and apply a strategic mindset to adjust business plans based on shifting priorities.

To join our team:
You have 3-5 years of management experience in the insurance industry or related business experience.

You have post-secondary education in a related field.

You hold a Life licence and a General Insurance licence, with a Mutual Funds licence as an asset.

You have completed or working toward one of the following professional designations: CFP, CLU, CHFC or accredited Financial Planning Designation.

Financial Advisor – The Co-operators – Ontario

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the co-operators logo canadaFinancial Advisor
Location(s)    ON – Coldwater
Close Date    07/12/18
Language: This role operates in English.
 
Additional Information:
This is a 48 month contract position.

Our Distribution team aspires to be the leader in client engagement among Canadian Insurers. We strive to provide a seamless and personalized client experience. Our knowledgeable and trusted team is committed to delivering financial services solutions to meet our clients’ unique needs. As an exclusive Financial Advisor of The Co-operators you are an entrepreneurial-minded leader. You are a high achieving business builder who will manage your own insurance agency with the full support of an established company. As an independent contracted Financial Advisor of The Co-operators, you will build strong, visible ties to the community and will cultivate long-term relationships with your clients. Through use of our exclusive technology, tools and processes, you will help Canadians assess, define and implement solutions to meet their financial security needs.
 
What you’re responsible for:
Prospecting new clients to openly discuss risk management and financial goals and conducting reviews with clients to empower them to make informed decisions.
 
Cultivating strong community relationships to enhance agency visibility and maximize new business opportunities to contribute to sales and growth goals.
 
Developing and executing business, operational and marketing plans and supporting sustainability strategies to help Canadian communities become more resilient.

Recruiting and selecting talent, coaching and mentoring employees, and managing your team’s performance to facilitate their development and achieve agency goals.

Ensuring maintenance of required licences, compliance of ethical behaviour and conformity with corporate policies, industry standards and legal regulations.

What to expect:
You will be away from the office on a regular basis meeting with clients and/or members of the community in their environment.

You are required have your own vehicle, valid driver’s license and insurance.

You may provide support to clients who are experiencing a personal or financial loss. A high degree of confidentiality and discretion is required.

You will be subject to a Criminal Record and Consumer History background check as a condition of employment, in the event you are the successful candidate.

To be successful:
You remain focused and optimistic in the pursuit of a goal, despite barriers, until the objective is achieved and allocate time and resources to effectively manage the sales portfolio.

You successfully build plans focused on expanding market penetration and apply an innovative mindset to improve operational efficiencies, with a client-centric lens.

You have strong communication skills to influence or persuade others to adopt a specific course of action and can effectively facilitate mutually beneficial solutions.

You facilitate the adoption of change and create a high-performance culture through alignment of your team’s work with organizational goals.

You use critical thinking to guide decision making and apply a strategic mindset to adjust business plans based on shifting priorities.

To join our team:
You have 3-5 years of management experience in the insurance industry or related business experience.

You have post-secondary education in a related field.

You hold a Life licence and a General Insurance licence, with a Mutual Funds licence as an asset.

You have completed or working toward one of the following professional designations: CFP, CLU, CHFC or accredited Financial Planning Designation.

Senior Actuarial Consultant – The Co-operators – Quebec&Ontario CA

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Senior Actuarial Consultant (Level 4)
ON – Guelph, QC – Montreal, QC – Quebec
Close Date     31/12/18
Position Overview
Number of Positions: 7
 
Language: Bilingualism in English and French is an asset.
 
Additional Information:
There are multiple positions available in both personal and commercial lines. The level of position will be determined by the candidate’s skills, experience and completion of exams.

As the Level 4 Senior Actuarial Consultant you lead corporate, pricing or research and development initiatives. You will collaborate with business partners to understand their needs and lead complex projects to deliver unique solutions to ensure the profitability of property and casualty (P&C) lines of business.
 
What you’re responsible for:
Leading rate change projects, reserve and (DCAT) analysis and the development of various actuarial models.
 
Providing expertise on various databases, programming languages and modeling softwares to contribute to Actuarial strategic objectives.
 
Analyzing the needs of business partners, researching multiple data sources and identifying actuarial requirements to design innovative solutions for complex challenges.

Building and implementing detailed project plans, performing peer reviews and providing direction and expertise to team members to facilitate their development.

Upholding professional ethics, values, procedures and policies that support organizational and professional standards.

What to expect:
Detail oriented work that requires a high degree of mental concentration for extended periods of time.

To be successful:
You have an innovative mindset to improve operational efficiencies and ability to influence change, with a primary focus on client needs.

You use critical thinking skills to recognize assumptions, evaluate arguments, draw conclusions and proactively propose solutions.

You have strong communication skills to clearly convey messages and explore diverse points of view.

You build trusting relationships and provide guidance to support the development of colleagues.

To join our team:
You have a post-secondary degree in Mathematics or Actuarial Science.

You have successfully completed two Actuarial exams and are actively working towards your Associate (ACAS) or Fellow (FCAS) designation.

You have advanced knowledge of SAS, SQL, modeling software and programming languages.

You have strong knowledge of P&C insurance products, emerging trends and best practices in the actuarial landscape.

Having six years of relevant experience in the property and casualty actuarial field is an asset.

What we offer:
Training and development opportunities to grow your career with one of Canada’s Best Employers.

Flexible work options and paid time off to support your personal and family needs.

A holistic approach to your well-being, with physical and mental health programs and a supportive workplace culture.

Paid volunteer days to give back to your community.

A comprehensive total rewards package, including competitive salary, bonus, pension and benefits.

Financial Advisor – Scotiabank – British Columbia Canada

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Title: Financial Advisor – Burnaby, BC
 
Application number: 41181
 
Join the global community of BanquiersScotia to help customers improve their situation.
 
The post
 
Financial Advisor
 
A winning multinational team

Scotiabank is Canada’s international bank and a leader among financial services providers in North America, Latin America, the Caribbean, Central America and parts of Asia. Its mission is to help its 21 million customers improve their financial position through advice and a broad range of products and services, including personal, commercial and corporate banking and private banking, wealth management and investment banking.
 
What you will do …
 
Our Asset Management / Financial Advisors have a customer-focused approach and are able to easily connect with them. As such, you are an integral part of the Canadian Branch Network, and your primary goal is to provide exceptional service to clients throughout their journey with us. To do this :

you will take a proactive approach and listen to identify and understand their needs;
you will provide them with relevant information and sound advice;
you will develop a plan to help them achieve their goals by giving them an overview of the situation;
you will build strong long-term relationships with them;
You will develop and strengthen relationships with branch customers and acquire new relationships by achieving your sales objectives and those of the team, with the goal of always providing a positive customer experience.

What you learned …

How to build strong relationships with customers and offer them an unparalleled experience.
How to reach or exceed business objectives while taking into account the objectives formulated by customers.
How to identify and respond to customer needs